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Find a specialist Medical Accountant, Financial Adviser or Mortgage adviser specialising in doctors and medical professionals

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Check out the Medics Money Podcast today

The Medics’ Money podcast helps doctors, dentists and other professionals make better financial decisions.

Hosted By Dr Tommy Perkins and Dr Ed Cantelo, who is not only a doctor but also a Chartered Accountant and Tax adviser.

So far we have tackled a wide range of topics including investing, financial planning, National Insurance and tax codes. You can listen to every episode here:

What's your Financial Early Warning Score?

Are your finances needing escalation to ITU? Or are you financially fit for discharge? Find out by taking our three minute test to calculate your Financial Early Warning Score.

Answer 16 questions to see how you can improve your financial early warning score

The questions have been developed to quickly and painlessly produce a financial score based on your answers. In under 3 minutes you will generate results with a tailored action plan on how to improve.

No gimmicks, no number crunching, just some simple yes/no questions to set you off on your financial clarity journey!

Find a specialist medical accountant

Let us match your requirements to an independent specialist medical accountant – handpicked and verified by us and reviewed by doctors like you.

mortgages doctors

Find a specialist medical mortgage adviser

Let us match your requirements to an independent specialist medical mortgage advisor – handpicked and verified by us and reviewed by doctors like you.

Find a specialist medical financial adviser

Let us match your requirements to an independent specialist Financial Adviser – handpicked and verified by us and reviewed by doctors like you.

Hear what doctors like you have to say about us

The Medics’ Money New to GP Partnership Course is run for GP Partners by GP Partners

The Medics’ Money New to Partnership Course will empower GPs to learn the essential business skills to run your GP business.

We will teach you the essential financial and business aspects of being a GP partner such as understanding the accounts and the key financial metrics that will increase profitability and deliver the best care to your patients.

Using our skills as GPs, accountants & tax advisers, we’ve selected the best advisers to teach and support you on the Medics’ Money New to GP Partnership Course.

Download our free guide to claiming a tax rebate on costs for medical training and examination expenses.

Simply fill in your details and we will instantly email you a free speciality specific step by step guide to claiming a tax rebate on costs of training such as GMC fees, BMA fees, Royal college fees and examination expenses. Doctors claim an average tax rebate of £1245 using our free guides.

MEDICS MONEY IS....

ABSOLUTELY FREE

We don’t charge you anything for matching you to an accountant or for downloading our tax guides.

Supported by leading institutions

We work with, but are independent of RCS(London) RCOG doctors.net and RMBF and we’re delighted they have recognised the benefit of what we are doing.

DOCTOR LED

We are doctors empowering our colleagues to make better financial decisions

Why did Ed and Tommy start Medics’ Money?

Medics’ Money is run by Dr Tommy Perkins and Dr Ed Cantelo, who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.

LATEST FROM THE MEDICAL ACCOUNTING BLOG

Podcasts

Ep 221: Active v passive investing, simple portfolio = better, the problem with restricted advisers and insure what you can’t afford to lose.

Tommy and Ed were lucky enough to be invited onto the Century Plan Podcast recently with Sarah Steele and Dennis …

Income Protection

Customised wealth protection for doctors

This does not constitute advice. Professional advice should be taken prior to acting on any part of it. Dental and …

Podcasts

Ep 220: How to run a happy, profitable, successful GP Partnership

Sign up for our upcoming GP Partnership Course here: http://www.medicsmoney.co.uk/gpcourse Join us in this insightful episode where we chat with …

What medical school didn’t teach us about money

“What medical school didn’t teach us about money” will give doctors a step by step plan to transforming your financial future. Enter your details to download your copy now




POPULAR FAQs

Not necessarily, most things can be done online without expensive time consuming face to face meetings. However for more complex tasks, face to face meetings may be beneficial and for this reason we will always try to match you to the closest specialist accountant.
Medics’ Money started because we wanted to help our friends and colleagues make better financial decisions and that ethos is the driving force behind Medics’ Money today. Our website and podcast are free for doctors to use. If advisers pass our rigorous verification process, which is outlined here https://www.medicsmoney.co.uk/medics-money-approved/, we charge them a small fixed fee to appear on our site and for receiving enquiries.  Ed and Tommy both work as Doctors in the NHS and continually re-invest to improve the range of services we offer to doctors, including free webinars, free podcasts and free financial guides. We have never received any external funding, which means we are free to pick and choose the advisers that appear on Medics’ Money based on merit and not dictated by any outside interests. We are unashamedly selective with who we recommend. We believe in absolute transparency and publish our company accounts online here  https://find-and-update.company-information.service.gov.uk/company/09062977 Occasionally we may use affiliate links to recommend products that we use ourselves but also pay us a small fee, but we always make that very clear to you for example here https://www.medicsmoney.co.uk/recommended-reading-for-doctors/

Medics' Money is run by Dr Tommy Perkins and Dr Ed Cantelo, who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.

With doctors wages falling by up to 30% in 10 years*, combined with the pensions issue for senior doctors, the loss of free accommodation and the rising cost of training for junior doctors, we decided to use our unique skillset to help our colleagues. By empowering doctors to make better financial decisions, we can help mitigate the impact of declining incomes and rising tax bills on our colleagues.  Our site is totally free to use. We empower our colleagues in several ways: Firstly, we help you find a medical specialist accountant or independent financial adviser, handpicked and verified by us and with reviews from doctors like you. They are experts in NHS pensions, GP finances, locum finances and a wide variety of taxation issues. Read here why you need an accountant or  independant financial adviser that specialises in doctors. Secondly, we make it as easy as possible to claim a tax rebate that can reduce the costs of GMC, Royal College fees and examination expenses by up to 40%. Our guides are totally unique, free, and make use of our considerable expertise in this area. The guides are supported by our FAQs and we constantly monitor and improve the guides based on feedback.
All Medics’ Money accountants have been handpicked by us and undergone rigorous verification checks. Each accountant has independent reviews from verified doctors like you, which we constantly monitor to ensure the highest standards. Our software only matches you with the most suitable accountants for your specific accounting needs. Doctors' tax is a complex area - the NHS pension, tax code errors by payroll, private practice income and NHS income, superannuation, GP practice accounts. Our specialist accountants have the specific knowledge and experience in these areas to make sure your finances are taken care of.
Yes, Medics’ Money is led by Dr Tommy Perkins, a GP, and Dr Ed Cantelo who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.
Medics money are invaluable and their course is excellent value for money with extremely knowledgeable and experienced staff that openly and honestly share of personal experiences. I highly recommend!
Amy Rogers
Amy Rogers
09:46 19 Jul 24
Clear and concise delivery of information with opportunity to ask questions without feeling stupid.
ian logan
ian logan
06:02 11 Jul 24
Good service that educate medics about financials!
shahzeb shaikh
shahzeb shaikh
17:20 23 Jun 24
Can't describe enough how awesome medics money have been to me. Sorted a lot of my financial questions by just a quick glance.Thanks a lot medics money
Wale Bodunwa
Wale Bodunwa
07:17 03 Jun 24
The best site for financial advice for anyone in the medical field. Learnt so much. Also simple to follow.
Charis Lashley
Charis Lashley
11:21 25 May 24
I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement
Pauline
Pauline
10:26 05 Apr 24
Brilliant podcast, informative and interesting. A must for every doctor in the UK
Bertie Fernando
Bertie Fernando
07:42 24 Jan 24
XXMM MMAYO
XXMM MMAYO
11:28 03 Dec 23
Seun Gbemi
Seun Gbemi
12:17 20 Nov 23
Have told all my colleagues about it!
Kalp Patel
Kalp Patel
09:17 31 Oct 23
Good solid financial information that should be taught to all doctors before they start.
Tim Wood
Tim Wood
09:15 26 Aug 23
Nigel Koleth
Nigel Koleth
09:17 13 Aug 23
Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.
Kiran Baillal
Kiran Baillal
20:11 25 May 23
Chinwe Ursula Ikwueze
Chinwe Ursula Ikwueze
18:13 29 Apr 23
Waqar Younas
Waqar Younas
18:48 05 Feb 23
Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK
Ime
Ime
14:03 30 Jan 23
Tracey Covell
Tracey Covell
11:56 29 Jan 23
A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!
James
James
06:58 28 Dec 22
Great resource -find the podcasts very informative
Maryam Ahmad Idris
Maryam Ahmad Idris
19:47 12 Dec 22
Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!
Amanda Shabana
Amanda Shabana
10:15 11 Dec 22
brilliant website with useful information , Thanks
Debdeep Dey
Debdeep Dey
06:30 29 Nov 22
Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!
A Gautam
A Gautam
08:18 18 Nov 22
On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!
Firas Arnaout
Firas Arnaout
07:18 05 Oct 22
Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....
Vicky Giniyatov
Vicky Giniyatov
18:28 30 Sep 22
Really helpful and explanatory.
alexander brooman-gannon
alexander brooman-gannon
05:34 20 Jun 22
Luke Newey
Luke Newey
11:47 28 May 22
Very helpful step by step guide for doctors tax claim.
Moh Mhf
Moh Mhf
14:13 22 May 22
Excellent resource. Thank you for all that you do and are doing.
Matthew Nour
Matthew Nour
13:47 20 May 22
Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.
Charlotte G
Charlotte G
10:28 05 Mar 22
Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks
Eleanor Mulvenna
Eleanor Mulvenna
07:03 24 Feb 22
Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!
Rajan Patel
Rajan Patel
04:10 21 Jan 22
Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough 🙂
Kate
Kate
22:11 25 Nov 21
Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter
P C
P C
19:20 11 Nov 21
Really informative
Michele Richards
Michele Richards
09:27 11 Oct 21
Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away
pip
pip
07:32 17 Sep 21
Krishan Patel
Krishan Patel
12:08 24 May 21
Fantastic podcast full of useful information, would recommend to any medics
Karanvir Singh
Karanvir Singh
12:35 04 Apr 21
Great website for medical professional looking to gain financial literacy!
Mubashir Siddiqui
Mubashir Siddiqui
20:50 20 Mar 21
nathan banda
nathan banda
06:49 23 Jan 21
Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.
kauserjan shaik
kauserjan shaik
07:19 19 Jan 21
Very good
Aslam Khan
Aslam Khan
18:50 30 Nov 20
Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice
Nene Nyemi-Tei
Nene Nyemi-Tei
14:25 10 Nov 20
Ahmed Sulieman
Ahmed Sulieman
11:10 05 Sep 20
Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.
Ben Woodward
Ben Woodward
15:53 25 Jun 20
Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.
Bea
Bea
08:59 13 Jun 20
Deepak Sharma
Deepak Sharma
16:19 26 May 20
You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!
DR PRADEEP KUMAR
DR PRADEEP KUMAR
16:13 07 May 20
Ayodeji Omosebi
Ayodeji Omosebi
12:08 07 May 20
Saved me a tone.... every dr in training should read this.
Imraan U
Imraan U
21:51 03 May 20
Found the information the had really helpful. Loads of information and amazing communication. 🙂
Sarah Manohar
Sarah Manohar
08:11 03 May 20
Really helpful guidance, all provided free. Thank you!
Seren Peters
Seren Peters
19:32 30 Apr 20
A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.
Chris Howe
Chris Howe
00:45 03 Mar 20
Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues
Adrian Stallwood
Adrian Stallwood
14:50 22 Jan 20
Roger Sepping
Roger Sepping
16:40 21 Jan 20
Mohamad Zeina
Mohamad Zeina
15:39 08 Dec 19
Fantastic service
Imran Khan
Imran Khan
09:18 30 Nov 19
Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.
E B
E B
08:44 30 Nov 19
I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time
Ross S
Ross S
09:16 12 Nov 19
Great website, a real important resource for all medics
Tiago Ivo
Tiago Ivo
16:07 06 Oct 19
The MDM
The MDM
11:58 11 Sep 19
Amy Kelly
Amy Kelly
10:33 27 Aug 19
I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.
Sudesna Chatterjee
Sudesna Chatterjee
20:39 30 Jul 19
Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.
Nasra Alam
Nasra Alam
15:13 25 Jul 19
Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!
Eleanor Stone
Eleanor Stone
09:33 20 Jul 19
Theo Malthouse
Theo Malthouse
18:21 09 Sep 18
Freddie Green
Freddie Green
09:16 06 Aug 18
Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications
Alex Moncayo
Alex Moncayo
10:16 11 May 18
Really helpful thanks for your assistance
Richard Sutcliffe
Richard Sutcliffe
07:54 02 Feb 18
Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.
Eleanor Lee
Eleanor Lee
19:44 12 Dec 17
Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.
Steve Phillips
Steve Phillips
14:39 15 Nov 17
Excellent and professional team. They saved me many potential headaches!
Jan Klepacki
Jan Klepacki
20:16 06 Oct 17
Great company. Saved me lots of money. Much quicker than I was expecting too.
Paul Sampson
Paul Sampson
07:37 20 Jul 17