Richard Heap Ltd - Medics Money

Google Rating

4.9

Based on 76 reviews

Medics Money

4.9

Amy Rogers

09:46 19 Jul 24

Medics money are invaluable and their course is excellent value for money with extremely knowledgeable and experienced staff that openly and honestly share of personal experiences. I highly recommend!

ian logan

06:02 11 Jul 24

Clear and concise delivery of information with opportunity to ask questions without feeling stupid.

shahzeb shaikh

17:20 23 Jun 24

Good service that educate medics about financials!

Wale Bodunwa

07:17 03 Jun 24

Can't describe enough how awesome medics money have been to me. Sorted a lot of my financial questions by just a quick glance.Thanks a lot medics money

Charis Lashley

11:21 25 May 24

The best site for financial advice for anyone in the medical field. Learnt so much. Also simple to follow.

Pauline

10:26 05 Apr 24

I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement

Bertie Fernando

07:42 24 Jan 24

Brilliant podcast, informative and interesting. A must for every doctor in the UK

XXMM MMAYO

11:28 03 Dec 23

Seun Gbemi

12:17 20 Nov 23

Kalp Patel

09:17 31 Oct 23

Have told all my colleagues about it!

Tim Wood

09:15 26 Aug 23

Good solid financial information that should be taught to all doctors before they start.

Nigel Koleth

09:17 13 Aug 23

Kiran Baillal

20:11 25 May 23

Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.

Chinwe Ursula Ikwueze

18:13 29 Apr 23

Waqar Younas

18:48 05 Feb 23

Mohammed Ali

20:51 01 Feb 23

Ime

14:03 30 Jan 23

Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK

Tracey Covell

11:56 29 Jan 23

James

06:58 28 Dec 22

A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!

Peter Mezes

18:10 15 Dec 22

they connected with an advisor who refused to help. Then they promised to look into this, and haven't heard back from them ever again

Maryam Ahmad Idris

19:47 12 Dec 22

Great resource -find the podcasts very informative

Amanda Shabana

10:15 11 Dec 22

Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!

Debdeep Dey

06:30 29 Nov 22

brilliant website with useful information , Thanks

A Gautam

08:18 18 Nov 22

Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!

Firas Arnaout

07:18 05 Oct 22

On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!

Vicky Giniyatov

18:28 30 Sep 22

Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....

bnf bnf2088

00:16 18 Aug 22

I have found your podcasts interesting and informative on financial aspects of our working lives that we were not taught about. I agree with you, Financial Health should be on the medical school curriculum. The reason I have given it four starts is indirectly linked with the podcast. The advisor recommended via your site has called me once and since receiving the information from NHS pensions agency (which took a few weeks because this is how long it takes to get the paperwork these days) has not replied any of my emails or returned calls. I am obviously disappointed. Could you please ask the financial advisers who agree to be contacted to be committed to the process. Thank you for your time and energy.

alexander brooman-gannon

05:34 20 Jun 22

Really helpful and explanatory.

Luke Newey

11:47 28 May 22

Moh Mhf

14:13 22 May 22

Very helpful step by step guide for doctors tax claim.

Matthew Nour

13:47 20 May 22

Excellent resource. Thank you for all that you do and are doing.

Charlotte G

10:28 05 Mar 22

Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.

Eleanor Mulvenna

07:03 24 Feb 22

Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks

Rajan Patel

04:10 21 Jan 22

Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!

Kate

22:11 25 Nov 21

Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough :-)

P C

19:20 11 Nov 21

Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter

Michele Richards

09:27 11 Oct 21

Really informative

pip

07:32 17 Sep 21

Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away

Krishan Patel

12:08 24 May 21

Karanvir Singh

12:35 04 Apr 21

Fantastic podcast full of useful information, would recommend to any medics

Mubashir Siddiqui

20:50 20 Mar 21

Great website for medical professional looking to gain financial literacy!

nathan banda

06:49 23 Jan 21

kauserjan shaik

07:19 19 Jan 21

Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.

Aslam Khan

18:50 30 Nov 20

Very good

Niranjan Patel

16:07 17 Nov 20

Nene Nyemi-Tei

14:25 10 Nov 20

Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice

Ahmed Sulieman

11:10 05 Sep 20

Ben Woodward

15:53 25 Jun 20

Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.

Bea

08:59 13 Jun 20

Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.

Deepak Sharma

16:19 26 May 20

DR PRADEEP KUMAR

16:13 07 May 20

You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!

Ayodeji Omosebi

12:08 07 May 20

Imraan U

21:51 03 May 20

Saved me a tone.... every dr in training should read this.

Sarah Manohar

08:11 03 May 20

Found the information the had really helpful. Loads of information and amazing communication. :)

Seren Peters

19:32 30 Apr 20

Really helpful guidance, all provided free. Thank you!

Chris Howe

00:45 03 Mar 20

A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.

Adrian Stallwood

14:50 22 Jan 20

Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues

Roger Sepping

16:40 21 Jan 20

Mohamad Zeina

15:39 08 Dec 19

Imran Khan

09:18 30 Nov 19

Fantastic service

E B

08:44 30 Nov 19

Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.

Ross S

09:16 12 Nov 19

I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time

Tiago Ivo

16:07 06 Oct 19

Great website, a real important resource for all medics

The MDM

11:58 11 Sep 19

Amy Kelly

10:33 27 Aug 19

Sudesna Chatterjee

20:39 30 Jul 19

I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.

Nasra Alam

15:13 25 Jul 19

Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.

Eleanor Stone

09:33 20 Jul 19

Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!

Theo Malthouse

18:21 09 Sep 18

Freddie Green

09:16 06 Aug 18

Alex Moncayo

10:16 11 May 18

Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications

Richard Sutcliffe

07:54 02 Feb 18

Really helpful thanks for your assistance

Eleanor Lee

19:44 12 Dec 17

Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.

Steve Phillips

14:39 15 Nov 17

Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.

Jan Klepacki

20:16 06 Oct 17

Excellent and professional team. They saved me many potential headaches!

Paul Sampson

07:37 20 Jul 17

Great company. Saved me lots of money. Much quicker than I was expecting too.

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Richard Heap

Location: Manchester, Birmingham, Newcastle , Bristol, Leeds, Liverpool

Medics Money Verified

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Review

I''m a IFA and as a doctor in the NHS, you have a demanding and rewarding career that requires a significant investment of time and energy. Along with the fulfilment that comes with helping others, you also need to plan for your own financial future. I have been providing holistic financial advice to doctors like you for over 30 years, and I understand the unique financial challenges you face. One of the biggest concerns for many doctors is the NHS pension scheme. I specialise in helping doctors make the most of their pensions, offering guidance on everything from pension contributions and tax implications to retirement planning, wealth management and protection of income including providing for the family in the event of death or critical illness. I will also help you navigate the complexities of the NHS pension scheme and provide you with the information you need to make informed decisions about your financial future. I believe in a personalised approach to financial planning, which is why I will work with you to create a customised financial plan that takes into account your specific goals, income, and investment portfolio. Whether you're just starting out in your career or preparing for retirement. I will help you make the most of your financial wellbeing by assisting you with the following: • Contribution planning: help with determining the best strategy for maximising your contributions to the NHS pension scheme, taking into account your current financial situation, future goals and taxation status. • Tax implications: The NHS pension scheme has tax implications that you need to be aware of, I will help you understand the potential tax benefits and drawbacks of your contributions. • Retirement planning: working with you to create a retirement plan that takes into account your current income, assets, and expected expenses in retirement. I’ll help you determine the right mix of savings and investment strategies to help you achieve your goals. • Wealth management: Help you to manage your wealth, including your NHS pension and other investments, to help you reach your financial goals and ensure a secure financial future. • Will work closely with you to understand your unique financial situation • Develop a plan that is tailored to your needs and goals. Whether you're looking to maximise your contributions to the NHS pension scheme, plan for retirement, or managing your wealth. I believe in providing transparent, straightforward advice that puts your interests first. Abacus Associates Financial Services is a trading style of Tavistock Partners (UK) Limited which is authorised and regulated by the Financial Conduct Authority, FCA number 230342. Tavistock Partners (UK) Limited is a wholly owned subsidiary of Tavistock Investments Plc

Services offered:

Estate planning
Investment advice
Life Insurance and Income protection
NHS Pension advice
Private Pension advice

Reviews

I have worked with Richard for over a decade now and have always found him to be helpful, goes above and beyond and sorts out all financial matters. He treats you like a friend and works with you in this way. I totally trust his judgement which is always sound well founded. Would not hesitate to recommend him!

Consultant
Surgery

Me and partner are expecting our first child . My partner is a student . He helped me to arrange Income protection Insurance which was most suitable efficiently to provide me piece of mind should this ever be needed . Also offered help to regarding a will writing service. Rich is very approachable and responsive and has been able to help me with all my questions so far . I can highly recommend him to other medics as a financial advisor.

Luke

CT1 / ST1
Emergency medicine

Richard Heap Replied: Thank you for your kind words

Helped us choose life insurance, critical illness cover and income protection with plans that work alongside our NHS benefits! Very contactable and happy to meet in the evenings.

George

ST3-ST6
Surgery

I've been a client of Richard Heap for over 15 years, and I have been extremely happy with his guidance and management over the years. His friendly but professional manner has instilled great trust in his advice. I appreciate his unpushy approach as it allows me to feel relaxed and comfortable in making any financial decisions. He's very knowledgeable about all aspects of wealth management and is always willing to go the extra mile in order to be of help. I would highly recommend him to anyone looking for a financial advisor.

Oliver

GP - General Practitioner locum
GP

Rich was professional and helpful from the outset. He provided free initial assessment and was always ready to provide clear notice of when advice would incur costs plus how much. He understood my financial needs and the finances of medical staff. My questions were specific to retired medics questions which are quite nuanced. I can only recommend him highly

Neil

Consultant
Speciality not listed

Richard has been our financial advisor for 15 years and has been excellent. He is very trustworthy and reliable and would not hesitate to recommend him to friends and colleagues

Kate

GP - General Practitioner locum
GP

Richard has an excellent understanding of the complexities of how NHS doctors are paid and the NHS pensions. He is able to guide and advise on all my financial requirements and I trust his advice and would recommend to anyone

Parvesh

Consultant
Anaesthetics

Rick has been advising us financially for about 20 years, he has always provided us with sound advice whether it has been savings, investments or pension planning. He is approachable and explains things clearly for those of us without a financial background.

Nicola

Consultant
Medical

Richard became my financial advisor in 2004. Over almost twenty years he has helped me to make the best financial decision for me and my family. He has vast experience working with medical practitioners of all grades and I have learnt so much from Richard. Richard is very accommodating arranging meetings and efficient with paperwork and all communications. He has helped me with house purchasing, remortgaging, savings, income protection, critical illness, life insurance and planning for my children’s future.

Lyndsay

Consultant
Surgery

Rich is a very good, reliable and trustworthy professional. Always available to answer questions and doubts that there may be. I strongly recommend his services

Rute

ST3-ST6
Surgery

I had more information with this advisor in one session than my previous FA from "Chase the Vere" in 3 or 4 years. I feel it has made a difference. My trust is very high, and I feel he is there for me. I am happy to move forward from a good start.

Eduardo

Consultant
Surgery

I cannot recommend Rich highly enough. He took the time to understand our situation and needs, over multiple meetings. Understanding that we'd previously had negative experiences from financial advisor, he has taken care to ensure our concerns are listened to. Where we have money to invest, he found ways of doing this which alligned with our values. This was particularly important to us. He also explained our previous advisor had not been doing their job correctly, which has led to a sizable compensation. Not being financial minded, he also takes time to de-jargon anything we don't understand. This is appreciated. We now have a plan which covers all eventualities, which has provided peace of mind We're looking forward to working with Rich into the future, so we can retire when we want, be comfortable financially, and provide for our children's needs as they grow.

GP - General Practitioner locum
GP

Richard has been advising myself and my wife (GP and O&G cons) on all aspects of personal finance for nearly 15 years. His knowledge, experience, communication and all-round ‘common sense’ approach to finance has been invaluable to us, saving and making us thousands during that time. Whether it be personal insurance, the NHS pension scheme, mortgages or investing, Richards wealth of knowledge is unparalleled and I wouldn’t hesitate to recommend him to friends, family and colleagues. We certainly wouldn’t seek an alternative opinion as the piece of mind and reassurance he provides is priceless.

David

GP - General Practitioner locum
GP

Extremely knowledgeable on all aspects of independent finance with excellent support on NHS pensions. Expertise and specialist for doctors. I have been with Richard for over 20 years and he has provided excellent advice from mortgages, investments and pensions. Highly recommended.

David

Consultant
Paediatrics and child health

Helped me with pension advice, ISA and premium bond advice. Extremely knowledgeable and friendly to talk too. Would recommend to any of my colleagues if they need financial advice.

James

Clinical Fellow
Speciality not listed

Trustworthy, reliable and excellent advice. I’ve known Richard for nearly 15 years and he’s always made and saved me money.

Rahul

Consultant
Surgery