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Medical & General IFA Ltd

Location: Cadhay, Ottery St Mary, Devon

Medics Money Verified

Free initial first consultation


Review
At Medical & General we help people grow and protect their wealth. As our name suggests, we specialise in providing advice to members of the medical profession but we also help non-medics. Our aim is to help you feel clear, confident and in control of your finances, whether you're planning your retirement, already retired, or trying to make the most of your current financial situation. From the impact of the Annual Allowance, to ever changing rules around the NHS pension, you need someone with specialist knowledge. All M&G advisers have given advice in that area collectively for over 20 years, helping GPs, dentists, pharmacists and opticians. We’ll create a personal financial plan for you that simplifies your investments, maximises your opportunities, and puts you on a path to achieving your long-term financial goals.

Professional bodies: Chartered Insurance Institute

Services offered:

  • Estate planning.
  • Investment advice
  • Life Insurance and Income protection
  • Mortgages ( Guide price £ 295.00)
  • NHS Pension advice ( Guide price £ 750.00)
  • Private Pension advice

Reviews


Great service. Good communication. No pressure. Excellent appropriate products recommended. Felt very comfortable dealing with them.

Jo

GP - General Practitioner locum
GP



Outstandingly helpful. Mr Harms spent a lot of time explaining pension issues and options for management. Very knowledgeable. I can thoroughly recommend!

James

Consultant
Anaesthetics



Came recommended by word of mouth and they deserve every success. Huge up to date knowledge and experience and excellent advice about the NHS pension scheme. Woks very well with, but completely independently from, my accountant and from financial / insurance institutions. I am highly likely to continue with their advice for my future financial decisions.

Chris

GP - General Practitioner partner
GP



I received a very helpful personalised advice on my NHS pension.

Peter

Consultant
Radiology



My wife and I have been consistently impressed by Mike and all he has done for us over the last few years. We found him when we were trying to obtain a mortgage. Due to very complex working arrangements where I was becoming self-employed and my wife was embroiled in the Junior Doctor Contract dispute, we had been declined several times by various banks, and another large medical financial advisor company based in Exeter had only managed to give us a very poor deal on a mortgage that we could not afford. Thankfully, through a lot of hard work and insider knowledge Mike managed to get us a mortgage with better rates than any of the others we had looked at. He then managed to explain about all the other insurance products we might need in terms we could understand, and we were free to pick the products we felt we needed. I highly recommend Mike and his team to all my colleagues as I genuinely haven't found anyone out there that gives better financial advice.

Nick

GP - General Practitioner partner
GP



I work in the NHS and looked to take early retirement and needed expert advice about my pension. Mike Harms from Medical and General had a thorough knowledge of the complexities of the Pension scheme and has been able to allow me to maximise my opportunities financially and professionally.

Jolyon

GP - General Practitioner partner
GP



Some years ago I was considering retirement from the NHS and met Mike, from Medical and General, at an evening meeting regarding pensions options, whilst planning to continue to work in the NHS for a few more years. Further to that meeting, I did take my pension and was guided through the process by Mike. Having taken my pension, whilst continuing to work in the NHS, Mike has advised and supported me through the process of investing my capital sum in a variety of financial vehicles. We meet regularly and communicate frequently regarding my financial portfolio, which is being managed appropriately with rebalancing when deemed necessary. Mike has also been helpful in giving advice with regard Capital Gains and personal short-term financial management. My portfolio plan was based on the longer term, and certainly currently that plan is earring fruit, following a period of strong financial growth in the markets.

Paul

GP - General Practitioner partner
GP



I approached them with specific needs-income protection. Quick professional service, answered all my questions. I got what I came for with no hassle.

Mate

ST3-ST6
Surgery



Over many years we’ve had general advice ,education and guidance on all things financial including Family finances , pension, income protection & inheritance tax planning. Mike has a client based holistic approach , taking a genuine interest in your plans and aspirations with a view to providing appropriate financial advice to enable you to achieve your goals . I’ve never been made to feel stupid, nor have I ever felt under pressure to commit...I have just been grateful for his help, and have no hesitation in recommending his services.

Emma

GP - General Practitioner partner
GP