fbpx
Google Rating
4.9
Based on 70 reviews
×

Legal & Medical Investments Ltd

Location: Leeds, London, Bristol, London, London, Sheffield

Medics Money Verified

Free initial first consultation


Review
Legal and Medical are Independent Financial Advisers who specialise in providing high quality financial advice to members of the medical profession & have done for over 25 years. Our clients benefit from a holistic service, which includes protection, mortgages, investments and pensions advice, all the while taking into account the unique position you find yourself in. Legal and Medical are not tied to any company or organisation and are authorised and regulated by the Financial Conduct Authority. We look forward to helping you with your financial requirements.

Services offered:

  • Investment advice
  • Life Insurance and Income protection

Reviews


Harry is very approachable and knowledgeable. He is keen to explore what is important to you, whether it is ethical investment or what level of job protection you need. He is quick to reply and always easy to contact. Would definitely recommend.

Danielle

ST3-ST6
Paediatrics and child health



Fantastic service in sorting out both a first mortgage and life insurance for my partner and I, who are both locum doctors in the NHS. Very smooth process and good communication, no complaints at all!

Thomas

Locum
Medical



Harry was a great help with income protection and life insurance.

Richard

Consultant
Anaesthetics



Very knowledgeable about pensions / mortgages / income protection. Had a hassle free no obligation chat for over an hour and felt very comfortable making decisions without any pressure. Would definitely recommend.

David

GP - General Practitioner salaried
GP



Harry was very helpful and knowledgeable when I was choosing life insurance/critical illness cover/income protection insurance. He spent a lot of time explaining the different concepts to me and I didn't ever feel rushed. The process of setting up meetings with Harry and the subsequent insurance application was very smooth. Overall a great experience and I wouldn't hesitate to recommend.

Sarah

GP - ST1
GP



He provided me with a tailor made income protection policy and also advised me on investments as well. Furthermore, he was able to arrange a mortgage on short notice for me on 2 separate occasions. He was always there to provide help and advice when needed. His knowledge of my circumstances was invaluable in providing me the best deals and advice.

Prebashan

ST3-ST6
Medical



Really excellent experience. Harry went above and beyond to understand my circumstances and put together a protection package that suited. There was never any pressure just invaluable advice. I cannot recommend highly enough.

James

ST7+
Anaesthetics



Prompt responses, great communication and very knowledgeable. I would highly recommend Harry's services.

Prianka

ST3-ST6
Psychiatry



Sorted a mortgage which as a new partner with no tax returns was far from straight forward. Also sorted a better value income protection as well. Was straightforward, clear and very helpful. This was despite me moving the goal posts on numerous occasions, Harry took this in his stride.

Chris

GP - General Practitioner partner
GP



Excellent advice for our first mortgage. Approachable, hassle free, thorough and knowledgeable. Happy to explain the process and supportive throughout. Not pushy and very impartial. Would definitely use again for mortgage and other financial advice!

Harriet

ST3-ST6
Paediatrics and child health



Helped me with income protection. Really helpful, honest and open whilst not being pushy. Made sure my needs were met. Great guy as well. Definitely would recommend.

Harry

Locum
Speciality not listed



Very helpful. Clear, concise communication. Saved me and my partner money in income protection and life insurance policies, with lower premiums and up to date (and therefore significantly higher) payments should we claim, compared to another well-known (non-independent) medical financial institution. Also linked us with a good solicitor for sorting our wills.

Richard

ST7+
Medical



Managed to help us secure our first mortgage during FY1. Always prioritised our busy schedule/rota to meet at a convent time when not in hospital.

Michal

Foundation Year 1 FY1
Surgery



Helped with income protection. Friendly and thorough. Would highly recommended.

Roshan

ST3-ST6
Speciality not listed



I emailed Harry wondering how much I could afford for a new house purchase. He was prompt, friendly and extremely helpful, recommending a mortgage product that consumers can't access by themselves. There was no upfront cost to me as he received payment from my mortgage company. He was knowledgeable about medical careers and the financial situations of medics. I've recommended him to my friends and colleagues who need financial advice. I'll also be going to him for any future financial advice I may require.

Matt

CT1 / ST1
Radiology



Harry has been fantastic, supporting me with my mortgage move and getting me the best deal I could, and supporting my sick pay cover. Giving reassurance I am covered in the most effective way without overspending. I feel that Harry listens and understands and does the best he can for me

SARAH

Practice Manager
Speciality not listed



Income and life Insurance

Jake

CT2 / ST2
Acute Care Common Stem



Harry was really helpful in helping us to arrange income protection, life and critical illness cover. He explained everything clearly and was happy to answer any questions we had.

Hannah

ST3-ST6
Medical



Harry is knowledgable and his advice has been valuable. I strongly recommend his services.

Tim

ST3-ST6
Surgery



I went to Harry to ask for advice on income protection. He was very responsive to email and we set up a meeting that was suited to my schedule. During our meetings Harry was excellent at giving me honest advice and pointing me in the right direction regarding financial decisions. I am planning on using Harry as a financial advisor for the foreseeable future!

Ifor

Foundation Year 2 FY2
Medical



Harry was fantastic. Very well organised, insightful advice and generally just helpful with everything I needed. Would highly recommend!

Francis

CT2 / ST2
Psychiatry



Efficient and responsive by phone and email. Can't recommend enough! Sophie made the mortgage process very easy to navigate and was courteous and professional throughout. Now a happy home owner.

Amarit

CT1 / ST1
Radiology



Harry has helped me navigate the world of income protection and critical illness insurance. He has listened to me in order to find the right product for me and my own personal needs. Would absolutely recommend to a fried.

Nicola

GP - General Practitioner locum
Speciality not listed



Really helpful, informative and spent lots of time going through everything with us to make sure we were happy.

Rachael

GP - General Practitioner locum
GP



very efficient and flexible for acquiring a mortgage in FY1. many offers on the table and very easy to communicate with to find a product right for you

Tom

Foundation Year 2 FY2
Medical



Harry was an absolute gem to have in our corner during the process of choosing a provider for critical Illness and life insurance. He is so down to earth and easy to speak to which makes everything that much easier. He provides us will all the options, advises us on what he believes would be best suited for us and then does his best to help tailor that even further to fit our preferences. He’s always willing for a call and doesn’t mind explaining things that may have gone over our head (for about the 10th time). All in all, he’s super knowledgeable, gives honest advise, and always has his clients best interest at heart.

Prevashnee

CT1 / ST1
Medical



Helped secure a mortage in principle, advised on investment and set up an income protection plan for me and my wife. Very responsive. Very open and honest and clearly works to get what's best for the customer.

Praneshan

ST3-ST6
Medical



Sophie is an excellent person to work with, she listens, she`s efficient and gets things done, especially with other providers you get ignored. Sophie gives pressure free consultations and we are happy to use her services and will use L&G for other products too.

Chun

GP - General Practitioner locum
GP



Sophie and Mike from Legal and Medical were absolutely fantastic, I could not recommend their services highly enough. Not only were they both professional and approachable from the outset, but they also made the whole process of applying for our mortgage and income protection extremely easy as first-time buyers. We are extremely grateful for their help, and could not have achieved our dream home without them. Thank you both for everything!

Joshua

Locum
Medical



Really awful service. I went through an application with Vitality for income protection and life insurance. This meant a health assessment on the phone, in person, and waiting for a GP report. A process that took 4 months. During that time the allocated advisor from Legal and Medical moved jobs. I was told there would be someone else taking over my case. I tried to chase up an outcome and heard nothing numerous times over a month long period. I contacted Vitallity directly to be told Legal and Medical had cancelled the application before the underwriter made a decision. Still no response from Legal and Medical. It took a lot of time and energy to get it to underwriting stage and months of waiting so to find out it’s been cancelled without any discussion is hugely disappointing. They also advised on my husband’s life insurance and income protection and due to a common pre existing condition we were told he could not be covered. An alternative broker found him cover with a mainstream insurer within 24 hours with no GP report or medical needed. They also advised on my husband’s private pension and their ongoing fees and fees for moving it were exorbitant for handling this. When there was no contact we found an alternative well established IFA who is sorting it for a tiny fraction of these fees without moving the pension from a really reputable company. Beware this company.

Maya

GP - General Practitioner locum
GP

Legal & Medical Investments Ltd Replied: We welcome feedback from clients and were disappointed to hear that on this occasion we had not reached clients’ expectations. Since this review was posted we have been in touch with the client and had an extensive dialogue to address the concerns expressed. We’ve taken steps to rectify the situation & achieve an improved outcome.



Able to answer questions in an easy to understand way and explain things thoroughly. Didn't feel pressured into signing everything and felt at ease and as though we could take our time in decided what was best for us. Would recommend.

Rachel

GP - General Practitioner salaried
GP



As a Doctor, GP trainee, I was keen to settle down and buy a property for my young family. Harry helped my mortgage go through whilst guiding me to the best possible price and rate. He was able to assess my needs and what I was looking for and tailored the product accordingly. He also helped to put through my income protection and life insurance. I have a young family and Harry was very helpful and understanding in tailoring what I needed whilst finding me something affordable. He is an expert in understanding finances for doctors and that really helped in making the process very smooth. I am planning to keep in touch for the future. Overall, it was truly a pleasure to have his help and I cannot speak highly enough of his professional demeanour and friendly manner. Best wishes.

Hasham

GP - ST2 - 3
GP



It was pleasure working with Harry at legal and medical, was able to take time to understand our circumstances and he put a lot of effort to be able to help us buying our first home despite last minutes changes in our plan, we are definitely planning to work with Harry in the future. forever grateful.

Zainab

GP - General Practitioner locum
Medical



Harry was professional, knowledgable and well informed. Would highly recommend

Jana

Consultant
Medical



Harry guided me through a slightly complicated life insurance, critical illness and income protection application, with a lot of clear and comprehensive advice. I couldn't have done this without his expertise and now have complete peace of mind. Thank you!

Rebecca

ST3-ST6
Anaesthetics



I would highly recommend Harry Pym at Legal & Medical. Harry is extremely knowledgeable and approachable and provided an excellent service. I will definitely be using him again in the future for mortgage or pension advice.

Louise

ST3-ST6
Anaesthetics



Harry from Legal and Medical was excellent throughout the process. Our situation was more complex than normal, but Harry was knowledgeable and helpful throughout. He expertly navigated two simultaneous mortgage applications and was able to drive the process when the banks were stalling. Being able to phone and speak directly to Harry, and to have a virtual "face to face" meeting is a far cry from other large mortgage brokers. I would not hesitate to use L&M in the future, and would recommend them unreservedly to all.

Mike

ST3-ST6
Anaesthetics



Sophie organised our mortgage. Very quick to reply by email. Gave us lots of options. We spent ages with them and didn't initially use their services and they were still very pleasant. Also they helped us find ethical mortgages.

James

GP - General Practitioner locum
Medical