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Google Rating
5.0
Based on 49 reviews
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Legal and Medical Investments Ltd

Location: Essex and East London, Greater & Central London, North & West London

Medics Money Verified

Free initial first consultation


Review
We are Independent Financial Advisers who specialise in providing high quality financial advice to members of the medical profession. Our clients benefit from a full financial planning service, including protection, investments and pensions advice, with particular focus on the NHS Pension scheme. Our services are relevant to both personal and business requirements. At the heart of our philosophy lies an in depth understanding of both the specific issues relating to your profession and wider legislative changes, particularly surrounding pensions. We are not tied to any company or organisation and are authorised and regulated by the Financial Conduct Authority.

Professional bodies: Diploma in Financial Planning Certificate in Mortgage Advice and Practice

Services offered:

  • Estate planning.
  • Investment advice
  • Life Insurance and Income protection
  • NHS Pension advice ( Guide price £ 1380.00)
  • Private Pension advice ( Guide price £ 250.00)

Reviews


I found Peter Reading’s advice very helpful, after breaching annual pension allowance, he advised me how to manage it in the future and gave me options. I would really recommend him to anyone who is puzzled by NHS pension schemes which are so complex.

Yasmin

Consultant
Psychiatry



Peter and Louise have been very thorough and reviewed our specific personal circumstances with great care. They have been approachable and very understanding of our needs. I am planning to work with them in the future to cover other financial areas as I couldn't finalise everything yet due to my family moving/switching specialty. Highly recommend!

Asha

ST3-ST6
Medical



Very prompt and professional service. Complete transparency throughout the process and the searches and advice Peter provided was clear, competitive and very well explained. Would not hesitate to recommend or utilise them again.

Harrison

ST3-ST6
Anaesthetics



Helped me decide on medical sickness cover and life insurance amongst the 100s of providers available. Also helped my wife (who is non medical) with her pension. Was knowledgeable and explained everything clearly.

Arvin

Consultant
Medical



Provided detailed explanations about the NHS pension. How the pensions and charges are calculated. Professional and could relate to him.

Modupe

Consultant
Emergency medicine



Very good advice, honest and friendly chap. The platform they use is a little clunky and frustrating at times, but it does the job

Alex

CT2 / ST2
Paediatrics and child health



Answering a financial query with accomodation

Oloruntobi

CT1 / ST1
Surgery



Peter and Louise have been absolutely brilliant. Peter talked me through the different types of cover, answered all my questions, took time to explain everything to me. I never felt pressured into committing to a product. I strongly recommend them and I will be using them in future. Thank you!

Valentina

ST3-ST6
Paediatrics and child health



Peter was very helpful throughout a complex process. He was able to answer all the questions I had in a timely manner and engaged in regular calls with myself to help with my decision making. Would happily use their service again.

Stefan

GP - General Practitioner salaried
GP



Helped me find a financial adviser

Arif

Consultant
Surgery



With life insurance application and general advice on income protection, critical illness cover and pensions. Peter was very helpful and patient with us. He took time to explain everything and kept us up to date. He was readily available when we needed to go through anything again.

Farha

GP - General Practitioner locum
GP



Life insurance and critical cover and income protection. Great service

Akmol

GP - General Practitioner locum
GP



Pete at Legal and Medical Investments helped find me income protection that was flexible and could scale with my salary as I progress through training. He was knowledgeable, efficient and helped me to understand the nuances of the different offerings. I never felt pressured into committing to a product. I would recommend the company to any medic looking for an independent financial advisor that understands our pay and some of the absurdities that come with it.

Michael

CT2 / ST2
Radiology



Pension advice and planning

Primala

Consultant
Psychiatry



Very informative and patient. He understands the needs of doctors and is a pleasure to work with. He chases me up the appropriate amount when I get busy and forget to send him documents to make sure my finances are protected!

Emma

GP - ST1
GP



Had a 1 hour phone consultation with Peter to discuss specific aspects of pension planning. He was very helpful and informative. I would certainly use again

BILL

Consultant
Speciality not listed



Pete goes the extra mile to provide his clients with useful, individualised pensions advice.

Graeme

ST3-ST6
Ophthalmology



Pension AA charge and income protection.

Cindy

Consultant
Radiology



Great introductory call, and Peter is clearly very experienced and intelligent when it comes to retirement planning and investments for doctors

Dr Louis

GP - ST1
GP



Helped me find personal income protection and a cheaper price than previously quoted from a well known insurance company.

Dinh

ST3-ST6
Surgery



Great advice on pensions and savings. Easy to talk to and really gets to the issues we wanted to cover and not just sell products like other IFAs have in the past.

Sam

GP - General Practitioner partner
GP



Legal & Medical provided me with a comprehensive, tailored service taking into consideration my needs and preferences. I would highly recommend their services!

Stacey

GP - ST2 - 3
GP



I'm an early career GP and approached Legal & Medical Investment Ltd for help with a pension review and advice regarding investment planning I was satisfied with the analysis and advice provided, prompt responses, tailored to my circumstances Would recommend

G

GP - General Practitioner locum
GP



Peter assessed my pension status and provided reassurance that I was not affected by the taper. He also gave some general guidance about NHS and private pensions that was very helpful. He worked quickly and took time to explain his findings.

Colin

Consultant
Medical



Rapidly established income protection and critical illness cover. Fast and efficient. The advisor was clear throughout about costs etc

Wil

Trust Grade
Medical



Very helpful, informative, and knowledgable listened to my concerns and areas I needed help and development on and addressed them fully gave me the opportunity to ask questions checked my understanding regularly and made sure the advice was personalised to me

Elshie

Foundation Year 2 FY2
Speciality not listed



Peter was swift and professional in all communication. He took the time to explain all my questions over a video call and cleared up my confusion about different types of insurance. He provided a number of quotes for my income protection until I was happy with a plan. He had expert knowledge on NHS doctors' financial affairs. I would recommend him to any doctor requiring advice!

Katherine

GP - ST1
GP



Peter was great at helping us get mortgage protection sorted. He was thorough in finding out our needs, explained everything in a clear and understandable manner, and was accessible and replied to messages promptly. We have been pleased with the service offered by L&M.

Adam

Foundation Year 2 FY2
GP



Working with Pete helped me to home in on my financial goals . He was patient and very thorough and was able to walk me through the steps I needed to meet my goals. I felt the level of detail provided was individualised and tailored to my needs.

mo

GP - General Practitioner salaried
GP



Peter is extremely professional, amazingly patient and knowledgeable. Although I did not end up going for income protection, he provided me with all the information that I needed. I would not hesitate to recommend him and also use his services again in the future.

Tian

ST3-ST6
Medical



Great, efficient service from Peter

David

Foundation Year 2 FY2
Medical



They helped with finding competitive and comprehensive policies for income protection and critical illness insurance.

Lina

Trust Grade
Psychiatry



Fantastic friendly and helpful service. Pete was super in explaining my pensions options, and pro-active in contacting me/highlighting issues when we were working together. Highly recommend - made a potentially difficult process much easier.

Derek

Consultant
Psychiatry



Gave excellent advice around investing and income insurance.

Lauren

CT2 / ST2
Surgery



review my life cover and income protection

albert

ST3-ST6
Surgery



Very responsive. Peter was easy to contact, quickly set up a meeting and provided good advice.

Annie

CT2 / ST2
Medical



Helped me find the best income protection

Alessio

GP - General Practitioner locum
GP



good.

elsa

GP - General Practitioner locum
GP



Professional and clear information.

Elsa

GP - General Practitioner locum
GP



Pension advice

Nick

GP - General Practitioner locum
GP



Peter provided a comprehensive review of my current pension situation and was able explain in a pragmatic approach my options going forwards. I would not hesitate to recommend him again.

V

Consultant
Surgery