Fairstone NI

Google Rating

4.8

Based on 79 reviews

Medics Money

4.8

laila jabr

16:14 13 Nov 24

Medics Money paired me with Richard Heap for financial advice after the birth of my first child. His approach has been supportive & straight forward & I would thoroughly recommend both Richard & Medics Money.

Laura Naidoo

05:21 06 Aug 24

Excellent helpful advice! I have been recommending that all my friends subscribe

Gregory McConaghie

16:10 28 Jul 24

I requested help from RBP through Medics' Money - I got a response they couldn't help me. No explanation to me or Medics' Money. Disappointing and unprofessional.

Amy Rogers

09:46 19 Jul 24

Medics money are invaluable and their course is excellent value for money with extremely knowledgeable and experienced staff that openly and honestly share of personal experiences. I highly recommend!

ian logan

06:02 11 Jul 24

Clear and concise delivery of information with opportunity to ask questions without feeling stupid.

shahzeb shaikh

17:20 23 Jun 24

Good service that educate medics about financials!

Wale Bodunwa

07:17 03 Jun 24

Can't describe enough how awesome medics money have been to me. Sorted a lot of my financial questions by just a quick glance.Thanks a lot medics money

Charis Lashley

11:21 25 May 24

The best site for financial advice for anyone in the medical field. Learnt so much. Also simple to follow.

Pauline

10:26 05 Apr 24

I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement

Bertie Fernando

07:42 24 Jan 24

Brilliant podcast, informative and interesting. A must for every doctor in the UK

XXMM MMAYO

11:28 03 Dec 23

Seun Gbemi

12:17 20 Nov 23

Kalp Patel

09:17 31 Oct 23

Have told all my colleagues about it!

Tim Wood

09:15 26 Aug 23

Good solid financial information that should be taught to all doctors before they start.

Nigel Koleth

09:17 13 Aug 23

Kiran Baillal

20:11 25 May 23

Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.

Chinwe Ursula Ikwueze

18:13 29 Apr 23

Waqar Younas

18:48 05 Feb 23

Mohammed Ali

20:51 01 Feb 23

Ime

14:03 30 Jan 23

Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK

Tracey Covell

11:56 29 Jan 23

James

06:58 28 Dec 22

A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!

Peter Mezes

18:10 15 Dec 22

they connected with an advisor who refused to help. Then they promised to look into this, and haven't heard back from them ever again

Maryam Ahmad Idris

19:47 12 Dec 22

Great resource -find the podcasts very informative

Amanda Shabana

10:15 11 Dec 22

Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!

Debdeep Dey

06:30 29 Nov 22

brilliant website with useful information , Thanks

A Gautam

08:18 18 Nov 22

Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!

Firas Arnaout

07:18 05 Oct 22

On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!

Vicky Giniyatov

18:28 30 Sep 22

Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....

bnf bnf2088

00:16 18 Aug 22

I have found your podcasts interesting and informative on financial aspects of our working lives that we were not taught about. I agree with you, Financial Health should be on the medical school curriculum. The reason I have given it four starts is indirectly linked with the podcast. The advisor recommended via your site has called me once and since receiving the information from NHS pensions agency (which took a few weeks because this is how long it takes to get the paperwork these days) has not replied any of my emails or returned calls. I am obviously disappointed. Could you please ask the financial advisers who agree to be contacted to be committed to the process. Thank you for your time and energy.

alexander brooman-gannon

05:34 20 Jun 22

Really helpful and explanatory.

Luke Newey

11:47 28 May 22

Moh Mhf

14:13 22 May 22

Very helpful step by step guide for doctors tax claim.

Matthew Nour

13:47 20 May 22

Excellent resource. Thank you for all that you do and are doing.

Charlotte G

10:28 05 Mar 22

Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.

Eleanor Mulvenna

07:03 24 Feb 22

Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks

Rajan Patel

04:10 21 Jan 22

Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!

Kate

22:11 25 Nov 21

Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough :-)

P C

19:20 11 Nov 21

Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter

Michele Richards

09:27 11 Oct 21

Really informative

pip

07:32 17 Sep 21

Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away

Krishan Patel

12:08 24 May 21

Karanvir Singh

12:35 04 Apr 21

Fantastic podcast full of useful information, would recommend to any medics

Mubashir Siddiqui

20:50 20 Mar 21

Great website for medical professional looking to gain financial literacy!

nathan banda

06:49 23 Jan 21

kauserjan shaik

07:19 19 Jan 21

Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.

Aslam Khan

18:50 30 Nov 20

Very good

Niranjan Patel

16:07 17 Nov 20

Nene Nyemi-Tei

14:25 10 Nov 20

Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice

Ahmed Sulieman

11:10 05 Sep 20

Ben Woodward

15:53 25 Jun 20

Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.

Bea

08:59 13 Jun 20

Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.

Deepak Sharma

16:19 26 May 20

DR PRADEEP KUMAR

16:13 07 May 20

You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!

Ayodeji Omosebi

12:08 07 May 20

Imraan U

21:51 03 May 20

Saved me a tone.... every dr in training should read this.

Sarah Manohar

08:11 03 May 20

Found the information the had really helpful. Loads of information and amazing communication. :)

Seren Peters

19:32 30 Apr 20

Really helpful guidance, all provided free. Thank you!

Chris Howe

00:45 03 Mar 20

A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.

Adrian Stallwood

14:50 22 Jan 20

Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues

Roger Sepping

16:40 21 Jan 20

Mohamad Zeina

15:39 08 Dec 19

Imran Khan

09:18 30 Nov 19

Fantastic service

E B

08:44 30 Nov 19

Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.

Ross S

09:16 12 Nov 19

I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time

Tiago Ivo

16:07 06 Oct 19

Great website, a real important resource for all medics

The MDM

11:58 11 Sep 19

Amy Kelly

10:33 27 Aug 19

Sudesna Chatterjee

20:39 30 Jul 19

I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.

Nasra Alam

15:13 25 Jul 19

Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.

Eleanor Stone

09:33 20 Jul 19

Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!

Theo Malthouse

18:21 09 Sep 18

Freddie Green

09:16 06 Aug 18

Alex Moncayo

10:16 11 May 18

Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications

Richard Sutcliffe

07:54 02 Feb 18

Really helpful thanks for your assistance

Eleanor Lee

19:44 12 Dec 17

Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.

Steve Phillips

14:39 15 Nov 17

Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.

Jan Klepacki

20:16 06 Oct 17

Excellent and professional team. They saved me many potential headaches!

Paul Sampson

07:37 20 Jul 17

Great company. Saved me lots of money. Much quicker than I was expecting too.

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Location: London, Belfast, Glasgow

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Review

Providing financial planning advice to doctors through face to face meetings or remotely by Teams/Zoom or telephone consultation. When I meet clients for the first time I would not be surprised to hear they have sacrificed a lot of time and energy to reach their current position. They may also be facing some professional as well as personal challenges. Getting to know and understand my clients, their work life, their home life, their dreams and aspirations is vital if I am to help them to plan for the future. I'm a VouchedFor UK Top Rated Financial Adviser in 2020 and 2021.

Professional bodies: Chartered Insurance Institute

Services offered:

Estate planning
Investment advice
Life Insurance and Income protection
NHS Pension advice
Private Pension advice

Reviews

Michael Guilfoyle of Fairstone NI is the first financial adviser I have worked with. I wanted to understand the complexities of the NHS pension scheme and annual allowance scheme and he was the only person to explain these well to me. He has an excellent understanding of the financial issues affecting doctors. He tailors his advice to his client and is attentive, patient and trustworthy. He gave me sound advice on ways to make the most of savings, taking into account my personal preferences and risk profile. He is extremely professional whilst still being very easy to talk to and readily available for queries. I would recommend him highly to any doctor looking for financial advice.

Sonia

Consultant
Ophthalmology

Michael was very knowledgeable with NHS pensions and protection advice. Easy to work with and was able to explain the reasons for his recommendations clearly. I would be happy to recommend him to colleagues.

Jonathan

Consultant
Radiology

I've known and trusted Michael for over 20years having first given me financial advice at the start of my GP career. He has helped me with financial investments; income protection and locum cover; mortgages, pension planning and wills. He has advised me at every stage of my GP career and family life and through the ups and downs of the financial landscape!

Martin Jerome

GP - General Practitioner partner
GP

Michael Guilfoyle has been very helpful and supporting in resolving all my queries Would recommend a consultation with him for any doctor

Eva

ST3-ST6
Medical

I received sound and timely advice regarding critical illness cover and income protection prior to commencing a new training programme. Mr Guilfoyle is knowledgable, pleasant and very easy to deal with. I would highly recommend him.

Jenny

GP - ST2 - 3
Medical

Michael has been our Financial Advisor for many years. He understands the financial circumstances of doctors and the importance of making provision for potential ill health, provision for kids tertiary education, and the financial security of doctors and their families. Michael is very knowledgeable, and always professional. We have always found his advice to be sensible and appropriate to our needs.

Colin

GP - General Practitioner partner
GP

I have known Michael Guilfoyle at Fairstone NI for many years right from my early training through to Consultant life. He and his colleagues have always been very helpful in advising me in the changing critical illness, income protection and mortgage needs for myself and family. He has always been a pleasure to deal with and completely trustworthy. No hesitation in recommending!

Richard

Consultant
Surgery

Michael helped arrange an income protection plan with superior benefits and a lower monthly cost than what was being offered by my current provider. Thoroughly recommended.

Ferg

Consultant
Paediatrics and child health

Michael was extremely helpful in advising on what income and mortgage protection was most suitable. He is very experienced in helping doctors in these matters which I found very reassuring and was guided by his expertise.

Alison

GP - ST1
GP

Michael has advised us on all our investments/isas/life cover/pensions over the last 10+ years He offers expert reliable advice and I can highly recommend him !

Ciara

GP - General Practitioner partner
GP

Great advice over many years across a range of financial matters. Regular reassessment and review. Easily contactable and prompt response to ad hoc queries. Would not hesitate to recommend.

Colin

Consultant
Medical

I reached out to Michael to source income protection as I began to locum. Michael was approachable and reliable from the outset. After an initial meeting to discuss my needs and importantly, to highlight costs, he came up with a range of options for me to choose from. I would recommend Michael without hesitation & will certainly be using his services for future financial advice.

Ciaran

Locum
Medical

I have used Fairstone for years and have always found the service to be professional but also personal. The advisors have significant experience working with the medical profession and and are able to tailor advice to meet specific needs.

Dominic

Consultant
Medical

Gave good financial advice .Explained options well . Very approachable.

Catherine

Trust Grade
Medical

Long term financial advice including insurances, mortgages, income protection, investments and tax. Friendly, always available, honest and reliable. Always has your interest at heart. Couldn’t recommend enough.

Peter

Consultant
Medical

We have been with Michael throughout most of our careers as doctors. His advice has been invaluable in our financial planning from moving house, insurances , investments and now retirement planning. I can honestly say that I never have to worry about " financial matters " as Michael helped us plan for the short , medium and long term.

CONOR

GP - General Practitioner partner
GP

Michael has been been my financial adviser for over 20 years. I have always received sound advise that has seen me through many stages of my life and career. He is very approachable and I more than content to continue with him for the future.

Brendan

Consultant
Surgery

- financial planning (tax, retirement and saving review) - policy planning (ill health) - Mortgage review

Jonathan

GP - General Practitioner locum
GP

Alison

GP - ST1
GP

Michael has been advising both me and my husband since we qualified, in medicine and dentistry, over 15 years ago. He has always provided us with comprehensive, reliable advice in many areas, including income protection, life insurance, mortgage advice and future financial planning. He has supported us through many different stages of our life. He understands the needs of medical professionals and I highly recommend his services.

Clare

GP - General Practitioner partner
GP

Helped us decide on income protection and advised on additional life insurance

Christine

GP - General Practitioner partner
GP

Michael advised us on income protection insurance and life insurance. He gave good advice on ISAs, longer term investments and our pensions. I found him to be extremely professional, knowledgable and helpful. This service was invaluable to us. I would highly recommend him to a colleague.

Sarah

CT2 / ST2
Anaesthetics

I am delighted to share my gratitude for the exceptional services provided by Michael Guilfoyle at Fairstone. Michael demonstrated an in-depth understanding of the unique financial challenges faced by doctors. From our initial consultation to the finalisation of my income protection plan, Michael was professional, transparent, and demonstrated a genuine commitment to my financial well-being. Michael was able to simplify complex financial concepts, ensuring I had a clear understanding of the tailored plan and its benefits. The personalised approach and attention to detail made the entire process smooth and stress-free. I highly recommend Michael to fellow doctors seeking specialised financial guidance. Thank you, Michael for your exceptional service!

Alexandra

Locum
Medical

Fairstone NI Replied: Thankyou very much for such a wonderful testimonial.I can’t tell you how much that means to me.

Michael has been our financial advisor for 20 years. In this time, he has always given us sound financial advice, listened attentively to what our needs where at each stage, and helped us make informed decisions about financial protection/plans/mortgages etc. He has also pointed out honestly to us when he felt our targets or thoughts were perhaps incorrect/not suitable or appropriate for us in a professional friendly manner. I would highly recommend Michael to anyone, but particularly my medical friends as he has great insight and full understanding of the nuances particular to medics.

ANNE

GP - General Practitioner partner
GP

Michael sorted out our mortgage, critical illness and savings vehicles. He worked around our shift patterns, and provided sensible, clear information. I have recommended him to my colleagues

Nick

Consultant
Emergency medicine

Michael has helped me plan my finances now for over 15 years. By helping me negotiate my way out of student debt, to planning for third level education for my children, Michael has always given a fair and honest assessment of my situation and how it has changed over time. In these uncertain times it is more important than ever to protect, plan and manage our finances. I would have no hesitation in recommending Michael’s services to any colleague needing financial advice.

Dominic

Consultant
Anaesthetics

Michael was a pleasure to deal with, great communication

Andrew

Consultant
Radiology

Listened well and clearly communicated options. First class service. Extremely knowledgable. Thank you!

Consultant
Speciality not listed

Michael got in touch immediately to set up a free consultation. He tailored his advice to my personal circumstances and focused on income protection insurance which was what I was looking for. I appreciated that his advice was independent and he was able to get me a better price than what I could find myself online. I couldn't recommend him highly enough.

Patrick

Clinical Fellow
Emergency medicine