Sunrise Independent Financial Advisers

Google Rating

4.9

Based on 71 reviews

Medics Money

4.9

Pauline

10:26 05 Apr 24

I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement

Bertie Fernando

07:42 24 Jan 24

Brilliant podcast, informative and interesting. A must for every doctor in the UK

XXMM MMAYO

11:28 03 Dec 23

Seun Gbemi

12:17 20 Nov 23

Kalp Patel

09:17 31 Oct 23

Have told all my colleagues about it!

Tim Wood

09:15 26 Aug 23

Good solid financial information that should be taught to all doctors before they start.

Nigel Koleth

09:17 13 Aug 23

Kiran Baillal

20:11 25 May 23

Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.

Chinwe Ursula Ikwueze

18:13 29 Apr 23

Waqar Younas

18:48 05 Feb 23

Mohammed Ali

20:51 01 Feb 23

Ime

14:03 30 Jan 23

Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK

Tracey Covell

11:56 29 Jan 23

James

06:58 28 Dec 22

A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!

P M

18:10 15 Dec 22

they connected with an advisor who refused to help. Then they promised to look into this, and haven't heard back from them ever again

Maryam Ahmad Idris

19:47 12 Dec 22

Great resource -find the podcasts very informative

Amanda Shabana

10:15 11 Dec 22

Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!

Debdeep Dey

06:30 29 Nov 22

brilliant website with useful information , Thanks

A Gautam

08:18 18 Nov 22

Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!

Firas Arnaout

07:18 05 Oct 22

On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!

Vicky Giniyatov

18:28 30 Sep 22

Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....

bnf bnf2088

00:16 18 Aug 22

I have found your podcasts interesting and informative on financial aspects of our working lives that we were not taught about. I agree with you, Financial Health should be on the medical school curriculum. The reason I have given it four starts is indirectly linked with the podcast. The advisor recommended via your site has called me once and since receiving the information from NHS pensions agency (which took a few weeks because this is how long it takes to get the paperwork these days) has not replied any of my emails or returned calls. I am obviously disappointed. Could you please ask the financial advisers who agree to be contacted to be committed to the process. Thank you for your time and energy.

alexander brooman-gannon

05:34 20 Jun 22

Really helpful and explanatory.

Luke Newey

11:47 28 May 22

Moh Mhf

14:13 22 May 22

Very helpful step by step guide for doctors tax claim.

Matthew Nour

13:47 20 May 22

Excellent resource. Thank you for all that you do and are doing.

Charlotte G

10:28 05 Mar 22

Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.

Eleanor Mulvenna

07:03 24 Feb 22

Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks

Rajan Patel

04:10 21 Jan 22

Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!

Kate

22:11 25 Nov 21

Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough :-)

P C

19:20 11 Nov 21

Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter

Michele Richards

09:27 11 Oct 21

Really informative

pip

07:32 17 Sep 21

Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away

Krishan Patel

12:08 24 May 21

Karanvir Singh

12:35 04 Apr 21

Fantastic podcast full of useful information, would recommend to any medics

Mubashir Siddiqui

20:50 20 Mar 21

Great website for medical professional looking to gain financial literacy!

nathan banda

06:49 23 Jan 21

kauserjan shaik

07:19 19 Jan 21

Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.

Aslam Khan

18:50 30 Nov 20

Very good

Niranjan Patel

16:07 17 Nov 20

Nene Nyemi-Tei

14:25 10 Nov 20

Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice

Ahmed Sulieman

11:10 05 Sep 20

Ben Woodward

15:53 25 Jun 20

Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.

Bea

08:59 13 Jun 20

Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.

Deepak Sharma

16:19 26 May 20

DR PRADEEP KUMAR

16:13 07 May 20

You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!

Ayodeji Omosebi

12:08 07 May 20

Imraan U

21:51 03 May 20

Saved me a tone.... every dr in training should read this.

Sarah Manohar

08:11 03 May 20

Found the information the had really helpful. Loads of information and amazing communication. :)

Seren Peters

19:32 30 Apr 20

Really helpful guidance, all provided free. Thank you!

Chris Howe

00:45 03 Mar 20

A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.

Adrian Stallwood

14:50 22 Jan 20

Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues

Roger Sepping

16:40 21 Jan 20

Mohamad Zeina

15:39 08 Dec 19

Imran Khan

09:18 30 Nov 19

Fantastic service

E B

08:44 30 Nov 19

Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.

Ross S

09:16 12 Nov 19

I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time

Tiago Ivo

16:07 06 Oct 19

Great website, a real important resource for all medics

The MDM

11:58 11 Sep 19

Amy Kelly

10:33 27 Aug 19

Sudesna Chatterjee

20:39 30 Jul 19

I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.

Nasra Alam

15:13 25 Jul 19

Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.

Eleanor Stone

09:33 20 Jul 19

Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!

Theo Malthouse

18:21 09 Sep 18

Freddie Green

09:16 06 Aug 18

Alex Moncayo

10:16 11 May 18

Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications

Richard Sutcliffe

07:54 02 Feb 18

Really helpful thanks for your assistance

Eleanor Lee

19:44 12 Dec 17

Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.

Steve Phillips

14:39 15 Nov 17

Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.

Jan Klepacki

20:16 06 Oct 17

Excellent and professional team. They saved me many potential headaches!

Paul Sampson

07:37 20 Jul 17

Great company. Saved me lots of money. Much quicker than I was expecting too.

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Sunrise Independent Financial Advisers

Location: Bristol

Medics Money Verified

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Review

Sunrise IFA offers completely independent financial advice. Founded and run by Guy Roper, Chartered Financial Planner, Sunrise advises clients across the South West. Guy has 18 years industry experience, a detailed knowledge of NHS pensions and benefits, and is a pensions and investments specialist. Sunrise IFA takes a particular interest in Socially Responsible Investing (sometimes known as ethical, ESG, or impact investing). Many of our clients are invested in keeping with SRI principles, but we are also happy to advise on more traditional investment options.

Professional bodies: Personal Finance Society

Services offered:

Estate planning ( Guide price £ 1250.00)
Investment advice ( Guide price £ 1250.00)
Life Insurance and Income protection ( Guide price £ 1250.00)
NHS Pension advice ( Guide price £ 1750.00)
Private Pension advice ( Guide price £ 1500.00)

Reviews

Highly recommend Guy. He has been advising us for several years and from the beginning he understood our situation and needs. My wife and I are both surgeons and Guy managed to understand what kind of investments and financial future we wanted. His advice has always been honest, clear and professional. Very knowledgeable and always keeps an eye on how our investments are performing. He is a very pleasant person and hardworking professional and you will not be disappointed with him. M Blanco-Guzman Consultant Oral and Maxillofacial Surgeon

Manuel

Consultant
Speciality not listed

Guy from sunrise explained everything very well and I was happy with the plan. The first couple of years were bumpy but I now understand this is a waiting game. It is all about a good strategy. Happy to recommend.

Deborah

Trust Grade
Medical

Guy is helpful professional and knowledgeable. He listens carfully and explains all the options and their pros and cons in a clear and comprehensible way. In particular he has an excellent grasp of the challanges of the NHS pension scheme and pension tax rules and this issues around retirement planning for doctors. I'm so pleased we discovered him - I would have no hesitation in reccomending him.

Katharine

GP - General Practitioner partner
GP

I initially contacted Guy about ethical investments. After reviewing my finances together he suggested I am probably not quite at a stage where investing is the right thing for me overall, but he was able to help me significantly reduce the cost of my insurance and protection whilst maintaining it at an appropriate level. Guy has been brilliant to work with. He is friendly, communicates clearly and precisely, did not pressure me into making any decisions, and I felt he gave advice in my best interests based on my situation. As this changes over the next couple of years and I am ready to start investing, I will be contacting Guy again.

David

ST3-ST6
Anaesthetics

My wife and I are both doctors and had previously had financial advice from a larger national company. We switched to Sunrise IFA as we wanted an independent advisor and have had no reason to regret our decision. Guy has a very considered and personable approach in our meetings and discussions feel collaborative whilst still being guided by an expert. We have felt that our personal situations and financial goals have been well considered in all products and we have never felt oversold or pressured into buying any products or starting investments even if our decisions might seem non-sensical! We retain Guy's services for our investments and see no reason why that will not continue for many years. A highly recommended adviser.

Andrew

Consultant
Radiology

I could not recommend Guy highly enough! He has helped my family and I with pensions planning, estate planning and income protection. His advice has been extremely valuable and has given me absolute peace of mind. Guy has that rare ability to explain complex matters in simple terms, without being patronising. I would also add that he has a compassionate touch that I think is probably rather rare in his line of work. I have already recommended him to several friends and would have no hesitation in doing so again.

Victoria

GP - General Practitioner partner
GP

I have never used an IFA before other than attending a free meeting with the trade union's recommended firm. What a big different even from the first meeting. Guy clearly knows his trade. He helped me re-think trough my financial status and goals. He is very good at explaining my options to me, and is very client focused. There was no pressure in purchasing any product or service during our meeting. He makes his fees and commission clear even before our first meeting, which relieved alot of my anxiety. Communication through email is always prompt and efficient. He also has an interest and experience in ethical investment which is important for me. I can see myself using Sunrise's service for the long-term.

Irene

CT2
Medicine

Guy made sure he’d got the full picture of my current finances, pension and what I was interested in before going through various options. I wanted to invest any private pension money ethically and have been really pleased with what I signed up for. Actually better financially than some standard/less ethical options! All in an engaging personalised manner, appointments to fit my time constraints, no hard sells and with everything explained in writing. I’d highly recommend Sunrise to anyone thinking they might need some advice. Thank you Guy!

Sue

Trust Grade
Psychiatry

Guy Roper is exemplary. He has a deep and up to date understanding of financial matters related to doctors and is able to decode with ease. All his comms are swift and accurate and he gives really clear advice. Very highly recommended.

David

Consultant
Emergency medicine

Excellent advisor with pragmatic approach to financial planning whilst being focused on ethical investing. Really takes the time to understand your personal situation and your plans for the future to provide the best, and more appropriate, advice for you as an individual. The meetings we have also feel collaborative and engaging, and ultimately, my financial situation is far better since working with Guy at Sunrise IFA.

Craig

ST3-ST6
Emergency medicine

Investing with AJ Bell. Almost 2 years later- I am not sure that I made the right decision. Planned for a 5yr investment. No clear benefit at the moment. Still waiting…..

Deborah

Trust Grade
Medical

Sunrise Independent Financial Advisers Replied: While I’m really disappointed to receive my first less-than-perfect review, it is an opportunity to talk about investment best practice. Investments can both rise and fall, and in times of global stress (currently war in Ukraine) most investment values will fall. When investors have the right plan, and the right timescale of investment, the right thing to do is to keep investing and to ride out the market volatility. Dips in the market, while disheartening, actually create opportunity for investors investing regularly as they buy into the market more cheaply. Deborah, thank you for your feedback. I remain confident in my advice, and confident that you will see the benefit of it too in the years ahead. Guy – Sunrise IFA

I’d 100% recommend Guy Roper at Sunrise. Guy helped me arrange appropriate income protection when I became a new GP partner. He also arranged new life insurance/critical illness cover and family income benefit for us. Guy was upfront about the fees and the options for this. I choose to pay an upfront fee for protection advice. This will save me more than £12,000 over the term of the cover ( compared to my previous cover). Very quick and responding to emails and questions and he has a relaxed/professional attitude and I never once felt pressured in any way.

Ian

GP - General Practitioner partner
GP

responsive, informative, helpful, clear, interested

Mark

Consultant
Speciality not listed

Guy has been outstanding from start to finish. Prompt, reliable, and an excellent communicator he was able to fit in around our busy lives, providing timely and well considered advice to suit our slightly complicated circumstances. As life has moved on the advice has proven to be excellent; nothing is too much trouble and he has anticipated our questions and queries. Always friendly, he has made complex issues straightforward and is extremely trustworthy.

Hazel

ST3-ST6
Medical

Absolutely fantastic. Couldn’t rate him highly enough. Friendly, professional, exceptionally thorough and has really got us on track. I feel very confident in the advice and help we have received and definitely felt he had our best interests at the forefront throughout. Thank you!

Annabel

GP - General Practitioner salaried
GP

Life insurance, income protection. Happy to visit my home. Didn’t push other products. Very responsive to emails.

Katie

Consultant
Radiology

Guy has been incredibly responsive, supportive and knowledgeable through several stressful months of engaging with NHS Pensions regarding incorrect statements. He has a calm, considered approach which has been much appreciated.

Rebecca

Consultant
Speciality not listed

I would highly recommend Guy to anyone needing expert advice on NHS pension and personal finance planning. I have been advised by Guy for many years now, and latterly with his new company Sunrise. Meetings are always an absolute pleasure and I have consistently found his advice to be the most expert and helpful in comparison with the several other financial advises I have consulted.

Andy

GP - General Practitioner partner
GP

Guy has extensive knowledge of the intricacies of the NHS pension scheme and a knack for explaining it. He is accessible and thorough and we have been very happy with the advice and help so far.

Dora

Consultant
Paediatrics and child health

Guy Roper (Sunrise Independent Financial Advisers) is very helpful and knowledgeable with a detailed understanding of NHS pensions and annual allowance issues. He also has expertise on socially responsible investing too. Great clarity of thought - explains things in an easy to understand way. Likeable and enjoyable to work with. Highly recommended if you are in need of financial advice.

Richard

Consultant
Emergency medicine

I have received great advice from Guy Roper regarding NHS pension,private pension and investments. Guy gives clear explanations prompt reply on e.mails and is happy to visit at home. His suggestion have proven to be excellent especially around ethical investments. I can highly recommend his services

Ellen

GP - General Practitioner locum
GP